Workers’ Compensation and the Independent Contractor

Workers’ Compensation and the Independent ContractorPublication Type:
White Paper

Published / Updated:

In today’s gig economy individual workers seek to maximize their income and manage their own careers. This trend is expected to grow well into the future. Companies that want to compete need to shift and embrace these workers and the special regulations that govern them.

What’s Workers’ Compensation?

Traditional workers’ compensation provides medical and wage replacement benefits for injured employees. When an employee is injured in the course of employment, they are generally covered by an employer’s workers’ compensation insurance subject to a few exceptions. If the injured worker is not an employee but an independent contractor, traditional workers’ compensation may not apply unless the contractor purchased their own workers’ compensation insurance.



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